What to do after a car accident
Steps to follow after a car accident.
Accidents are always traumatizing. Car accidents on the other hand seem to have an added level of trauma. When one is involved in a car accident, there is often little guarantee that all parties will make it out safely or even be alive. If one makes it out of an accident without any bodily harm, there is the existential reality that consumes one. Worry starts to set in about the safety of your car and of the other party. Whether it was damaged, how damaged it was and who is liable for the damages.
If you happen to be involved on a car accident, here is what you should do.
Stay put.
Many people tend to panic and in
lace lost driving license later.
Call The Police.
After switching your car engine off, it is advisable to call the police to come to the scene if the crime and investigate. If the accident is minor, many people opt to handle the issue without involving the police. This may be a reasonable approach, however, not all of these instances end successfully. People often times fail to reach an agreement since the other party may claim too much money as compensation. That is why the best approach in this case is to call the police and wait for them to handle it.
Collect all details.
Collecting details is important because it will help make an insurance claim. An Insurance Claim is a request made to an insurance company for compensation or damages. An insurance claim is very important and without making one, it is impossible to get compensation. Some of the details one needs in order to make a successful claim are as follows:
* Note down the registration number of the other car.
* Take note of the Name and address belonging to the other driver.
* Note down the mobile phone contact details of the other driver.
* Get knowledge on the insurance details of the other driver.
Take some photos.
Taking photos can be quite helpful as they might help smoothen the process of investigation by giving more details and evidence.This can help you remember the events a bit better if the insurance company needs to get back to you weeks later. More importantly, however, it can verify your statement and confirm the details of your claim.
Get in touch with your Insurer.
After getting into an accident, it is very important to call your insurer and inform them about the accident. By doing this, one is able to get better guidance on the next steps to follow. It is also possible to call your insurer while at the scene of the accident It is important to promptly inform your insurance company about the accident. Tell them about the whole incident and explain the facts and the extent of your injuries.
You can also call your insurance agent while at the scene. That way, they can tell you exactly what they will need to in order to process your claim and you can get your vehicle repaired as smoothly and as quickly as possible. If you also pay extra or have comprehensive coverage for your car, you will also get coverage for your medical expenses.
Claim compensation.
After reporting and following due process. Making a follow up on compensation is important since in most cases, insurance companies offer compensation money that is less than the requires amount. One needs to inform them about other related expenses like medical expenses which they should take into consideration. It is however important to be persistent in order to get fair compensation.
After an motor vehicle accident, knowing what to do is important as it will help make the car insurance claim process as easy as possible.
